The Reserve Bank of Fiji is reminding the people to plan a Christmas budget and stick to it.
The RBF in a release says many people overspend on presents, parties and food and find themselves in a difficult financial position in the New Year.
It says while Christmas may be a time for giving and receiving but not to excess.
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The Bank says Tropical Cyclone Winston affected everyone this year, and now is the perfect time to start sensible planning during this festive season.
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